Personal Finance (Dave Ramsey) 2026-27

This is Dave Ramsey’s course on Foundations in Personal Finance for Homeschool. This course teaches students how to manage money wisely and make good financial decisions in life. The course includes chapters on: Saving, Budgeting, Debt, Life after High School, Consumer Awareness, Bargain Shopping, Investing and Retirement, Insurance, Money and Relationships, Careers and Taxes, and Giving.

(Scroll down for earlier quarters)

2nd Quarter 2026-27

Tues 10/20/26Career Day (Dismiss–1:00 PM)
Weds 10/21/26Handout: The Student Loan Myth… : Cost of Living Calculator + Cases Studies… Chapter 5 (Life after High School)… pp. 104-111
Thurs 10/22/26video 2.1 (6–p.108) video 3.1 (10–p.110) Handout: Cost of Living Calculator + Case Studies
Fri 10/23 & Mon 10/26Handout: The Student Loan Myth… : Cost of Living Calculator + Cases Studies… Chapter 5 (Life after High School)… pp. 104-111
Tues 10/27/26Chapter 5 (Life after High School)…Videos 3.2 (7–p.112) and 4.1 (10–118)
Weds 10/28/26Finish Chapter 5… Money in Review and Chapter Summary… Plus review for test over Chapter 5 (Life after High School)…
Thurs 10/29/26TEST: Chapter 5 (Life after High School)
Fri 10/30 & Mon 11/2Finish up all assignments
Tues 11/3/26Chapter 6 (Consumer Awareness)… Video 1.1 (7)(130)… Video 1.2 (10)(132)…
Weds 11/4/26Chapter 6 (Consumer Awareness) pp. 130-133…
Thurs 11/5/26Chapter 6 (Consumer Awareness) Video 1.3 (10)(133)…Video 1.4 (9)(134)… . Handouts: The Cost of Cool… Impact of Daily Decisions
Fri 11/6 & Mon 11/9Chapter 6 (Consumer Awareness) pp. 134-135… Handouts: The Cost of Cool + the Impact of Daily Decisions
Tues 11/10/26Chapter 6 (Consumer Awareness) Video 2.1 (9)(135)…. …Video 3.1 (14)(136)… .. Handout: Case Studies..
Weds 11/11/26Handout: Cast Studies…Chapter Summary (p. 138) and Money in Review (p. 140)… Review for Chapter 6 test
Thurs 11/12/26Chapter 6 (Consumer Awareness) Test
Fri 11/13 & Mon 11/16Catch up all assignments
Tues 11/17/26Chapter 7 (Bargain Shopping)… Videos 1.1 (7–146) and 2.1 (12-148)… Handout: Food for Thought + Computing Discounts + Case Studies +Double Discounts
Weds 11/18/26Catch up on all assignments
Thurs 11/19/26Chapter 7 (Bargain Shopping)… video 2.2 (15-149) video 2.3 (10-150)
Fri 11/20 & Mon 11/23Chapter 7 (Bargain Shopping)… pp. 142-148 Handouts: Food for Thought + Computing Discounts + Case Studies +Double Discounts
Tues 11/24/26 (TWD)TEACHER WORK DAY
Weds 11/25/26 (TG)THANKSGIVING
Thurs 11/26/26 (TG)THANKSGIVING
Fri 11/27 & Mon 11/30 (TG)THANKSGIVING
Tues 12/1/26Chapter 7 (Bargain Shopping)… Video 2.4 (7-151) Video 3.1 (11-153)
Weds 12/2/26Chapter 7 (Bargain Shopping)… pp. 142-148 Handouts: Food for Thought + Computing Discounts + Case Studies +Double Discounts
Thurs 12/3/26Chapter 7 Test
Fri 12/4 & Mon 12/7Catch up all assignments
Tues 12/8/26Chapter 8 (Investing)…. Video 1.1 (14-164)… … . Video 1.2 (12-165) .. .. (+Dave Ramsey Video) and Handout: Reading a Prospectus
Weds 12/9/26pp. 160-166… ..
Thurs 12/10/26Chapter 8 (Investments) .. Video .2.1 (14-167)… … 2.2 (14-169).. (+Dave Ramsey Video) HANDOUT: Investments Compared
Fri 12/11 & Mon 12/14Catch up all assignments
Tues 12/15/26 (Half day)HALF DAY
Weds 12/16/26 (CB)Christmas Break

1st Quarter 2026-27

Tues 8/4/26First Day of School (Rules, procedures, etc)…INTRO… (3 min)… Video 1.1 (13 min)…Video 2.1 (15 min pp. 16, 19)
Weds 8/5/26read and discuss pp. 1-19. Do parent interview (private–DON’T turn in) (use handout)… Do journal section p. 20. Handout: History of Credit in America
Thurs 8/6/26Video 3.1 (14 min. pp. 20, 21, 23)
Fri 8/7 & Mon 8/10Read and discuss: pp. 20-23, Handout (What is Personal Finance?)… Complete Chapter Summary and Money in Review (pp. 24-27) Handout: Case Studies
Tues 8/11/26Chapter 1 test.. explore foundationsU.com
Weds 8/12/26explore foundationsu.com (Live from FPP, Budget Builder, Money Personality Quiz, etc.)
Thurs 8/13/26(Check Chap 1 money in review and chapter summary… Chapter 2 (Savings) p. 30… Video 1.1 (15 min) fill ins p. 32, 34
Fri 8/14 & Mon 8/17Read and discuss pp. 28-35… continue to explore foundationsu.com (Live from FPP, Budget Builder, Sinking Fund Tool, Investing calculator)
Tues 8/18/26Video 2.1 (9 min) p. 36… video 2.2 (11 min) p. 37-38…
Weds 8/19/26Handouts: Savings by Nation, Sinking Fund Savings… Foundations U.com (Budget Builder)
Thurs 8/20/26Video 2.3 (7 min) p. 39.. … Video 3.1 (13 min)
Fri 8/21 & Mon 8/24Handout: Savings, A Way to Build Wealth… Case Studies… Complete Chapter summary (pp. 44-45) and Money in Review (pp. 46-47)… FoundationsU.com (Sinking Fund Tool, Investing Calculator)
Tues 8/25/26Test over Unit 2 (Savings)…
Weds 8/26/26pp. 48-51
Thurs 8/27/26Introduce Unit 3 (Budgeting)… “Before you begin” (p. 50)… Videos: 1.1 p. 52 (10 minutes)… 1.2 (6 min)… 2.1 (8 min)…
Fri 8/28 & Mon 8/31pp. 55-60… Handout: “How to manage Checking Acct.”
Tues 9/1/26Videos: 3.1 (8- p. 61) and 3.2 (13- p. 64)
Weds 9/2/26pp. 61-67… … Handouts: Student Budget and Chapter 3 Case Studies… Chapter 3: money in review and chapter summary (pp. 68-71)… … …. Review for Chapter 3 test… MONDAY: HOME ENRICHMENT
Thurs 9/3/26Chapter 3 Test… Introduction to Chapter 4 (Debt)
Fri 9/4 & Mon 9/7 (HE)pp. 74-75
Tues 9/7/26Chapter 4 (Debt):Video 1.1: (13–p.76) and Video 1.2: (12–p. 78)
Weds 9/8/26pages 74-79
Thurs 9/9/26Continue Chapter 4 (debt)… Videos 2.1 (12–p. 79) and 2.2 (8–p. 82)
Fri 9/10 & Mon 9/14Handout: The Hidden Cost of Credit
Tues 9/15/26Continue Chapter 4 (debt)… Video 2.3 (13–p. 84) debunking credit myths (part 2)… Video 2.4 (9–p. 85)….
Weds 9/16/26pages 80-86… … Handout: True cost of ownership
Thurs 9/17/26Continue chapter 4.. Video 2.5 (14–p.87 ) and 2.6 (13–p.88)
Fri 9/18 & Mon 9/21pages 87-89.. Handout: Drive Free… Case Studies
Tues 9/22/26continue chapter 4… videos 3.1 (9–p. 90) and 4.1 (13–p. 93)
Weds 9/23/26
Thurs 9/24/26Video: Why I am a Young Earth Creationist
Fri 9/25 & Mon 9/28Catch up on all assignments
Tues 9/29/26continue chapter 4… REWATCH videos 3.1 (9–p. 90) and 4.1 (13–p. 93)
Weds 9/30/26Fri: pages 90-99… Chapter Summary and Money in Review at end of Chapter 4…
Thurs 10/1/26Test over Chapter 4
Fri 10/2 & Mon 10/5 (FB)Catch up all assignments
Tues 10/6/26 (FB)Fall Break