Personal Finance (Dave Ramsey) 2025-26

This is Dave Ramsey’s course on Foundations in Personal Finance for Homeschool. This course teaches students how to manage money wisely and make good financial decisions in life. The course includes chapters on: Saving, Budgeting, Debt, Life after High School, Consumer Awareness, Bargain Shopping, Investing and Retirement, Insurance, Money and Relationships, Careers and Taxes, and Giving.

Tues 8/5/25First Day of School (Rules, procedures, etc)
Weds 8/6/25
Thurs 8/7/25INTRO… (3 min)… Video 1.1 (13 min)…Video 2.1 (15 min pp. 16, 19)
Fri 8/8 & Mon 8/11read and discuss pp. 1-19. Do parent interview (private–DON’T turn in) (use handout)… Do journal section p. 20. Handout: History of Credit in America
Tues 8/12/25Video 3.1 (14 min. pp. 20, 21, 23)
Weds 8/13/25Read and discuss: pp. 20-23, Handout (What is Personal Finance?)… Complete Chapter Summary and Money in Review (pp. 24-27) Handout: Case Studies
Thurs 8/14/25Chapter 1 test.. explore foundationsU.com
Fri 8/15 & Mon 8/18explore foundationsu.com (Live from FPP, Budget Builder, Money Personality Quiz, etc.)
Tues 8/19/25(Check Chap 1 money in review and chapter summary… Chapter 2 (Savings) p. 30… Video 1.1 (15 min) fill ins p. 32, 34
Weds 8/20/25Read and discuss pp. 28-35… continue to explore foundationsu.com (Live from FPP, Budget Builder, Sinking Fund Tool, Investing calculator)
Thurs 8/21/25Video 2.1 (9 min) p. 36… video 2.2 (11 min) p. 37-38…
Fri 8/22 & Mon 8/25Handouts: Savings by Nation, Sinking Fund Savings… Foundations U.com (Budget Builder)
Tues 8/26/25Video 2.3 (7 min) p. 39.. … Video 3.1 (13 min)
Weds 8/27/25Handout: Savings, A Way to Build Wealth… Case Studies… Complete Chapter summary (pp. 44-45) and Money in Review (pp. 46-47)… FoundationsU.com (Sinking Fund Tool, Investing Calculator)
Thurs 8/28/25Test over Unit 2 (Savings)…
Fri 8/29 & Mon 9/1(HE)pp. 48-51
Tues 9/2/25Introduce Unit 3 (Budgeting)… “Before you begin” (p. 50)… Videos: 1.1 p. 52 (10 minutes)… 1.2 (6 min)… 2.1 (8 min)…
Weds 9/3/25pp. 55-60… Handout: “How to manage Checking Acct.”
Thurs 9/4/25Videos: 3.1 (8- p. 61) and 3.2 (13- p. 64)
Fri 9/5 & Mon 9/8pp. 61-67… … Handouts: Student Budget and Chapter 3 Case Studies… Chapter 3: money in review and chapter summary (pp. 68-71)… … …. Review for Chapter 3 test… MONDAY: HOME ENRICHMENT
Tues 9/9/25Chapter 3 Test… Introduction to Chapter 4 (Debt)
Weds 9/10/25pp. 74-75
Thurs 9/11/25Chapter 4 (Debt):Video 1.1: (13–p.76) and Video 1.2: (12–p. 78)
Fri 9/12 & Mon 9/15pages 74-79
Tues 9/16/25Continue Chapter 4 (debt)… Videos 2.1 (12–p. 79) and 2.2 (8–p. 82)
Weds 9/17/25Handout: The Hidden Cost of Credit
Thurs 9/18/25Continue Chapter 4 (debt)… Video 2.3 (13–p. 84) debunking credit myths (part 2)… Video 2.4 (9–p. 85)….
Fri 9/19 & Mon 9/22pages 80-86… … Handout: True cost of ownership
Tues 9/23/25Continue chapter 4.. Video 2.5 (14–p.87 ) and 2.6 (13–p.88)
Weds 9/24/25pages 87-89.. Handout: Drive Free… Case Studies
Thurs 9/25/25continue chapter 4… videos 3.1 (9–p. 90) and 4.1 (13–p. 93)
Fri 9/26 & Mon 9/29 (FB)Fall Break