Personal Finance (Dave Ramsey) 2024-25

This is Dave Ramsey’s course on Foundations in Personal Finance for Homeschool. This course teaches students how to manage money wisely and make good financial decisions in life. The course includes chapters on: Saving, Budgeting, Debt, Life after High School, Consumer Awareness, Bargain Shopping, Investing and Retirement, Insurance, Money and Relationships, Careers and Taxes, and Giving.

Fall 2024-25

Thurs 8/8/24Introduction… Getting started Video (3 min). “Before you Begin–p.10” Video 1.1 (13 min)-students fill in blanks p. 13…. … Video 2.1 (15 min pp. 16, 19)
Fri 8/9 & Mon 8/12Read and discuss pp. 1-11. Do parent interview (private–DON’T turn in) (use handout)… … read and discuss pp. 16-19. Do journal section p. 20. Handout: History of Credit in America
Tues 8/13/24Video 3.1 (14 min. pp. 20, 21, 23)
Weds 8/14/24Read and discuss: pp. 20-23, Handout (What is Personal Finance?)… Complete Chapter Summary and Money in Review (pp. 24-27) Handout: Case Studies
Thurs 8/15/24Chapter 1 test.. explore foundationsU.com
Fri 8/16 & Mon 8/19explore foundationsu.com (Live from FPP, Budget Builder, Money Personality Quiz, etc.)
Tues 8/20/24(Check Chap 1 money in review and chapter summary… Chapter 2 (Savings) p. 30… Video 1.1 (15 min) fill ins p. 32, 34
Weds 8/21/24Read and discuss pp. 28-35… continue to explore foundationsu.com (Live from FPP, Budget Builder, Sinking Fund Tool, Investing calculator)
Thurs 8/22/24Video 2.1 (9 min) p. 36… video 2.2 (11 min) p. 37-38…
Fri 8/23 & Mon 8/26Handouts: Savings by Nation, Sinking Fund Savings… Foundations U.com (Budget Builder)
Tues 8/27/24Video 2.3 (7 min) p. 39.. … Video 3.1 (13 min)
Weds 8/28/24Handout: Savings, A Way to Build Wealth… Case Studies… Complete Chapter summary (pp. 44-45) and Money in Review (pp. 46-47)… FoundationsU.com (Sinking Fund Tool, Investing Calculator)
Thurs 8/29/24Test over Unit 2 (Savings)…
Fri 8/30 & Mon 9/2(HE)pp. 48-51
Tues 9/3/24Introduce Unit 3 (Budgeting)… “Before you begin” (p. 50)… Videos: 1.1 p. 52 (10 minutes)… 1.2 (6 min)… 2.1 (8 min)…
Weds 9/4/24pp. 55-60… Handout: “How to manage Checking Acct.”
Thurs 9/5/24Videos: 3.1 (8- p. 61) and 3.2 (13- p. 64)
Fri 9/6 & Mon 9/9pp. 61-67… … Handouts: Student Budget and Chapter 3 Case Studies… Chapter 3: money in review and chapter summary (pp. 68-71)… … …. Review for Chapter 3 test… MONDAY: HOME ENRICHMENT
Tues 9/10/24Chapter 3 Test… Introduction to Chapter 4 (Debt)
Weds 9/11/24pp. 74-75
Thurs 9/12/24Chapter 4 (Debt):Video 1.1: (13–p.76) and Video 1.2: (12–p. 78)
Fri 9/13 & Mon 9/16pages 74-79
Tues 9/17/24Continue Chapter 4 (debt)… Videos 2.1 (12–p. 79) and 2.2 (8–p. 82)
Weds 9/18/24Handout: The Hidden Cost of Credit
Thurs 9/19/24Continue Chapter 4 (debt)… Video 2.3 (13–p. 84) debunking credit myths (part 2)… Video 2.4 (9–p. 85)….
Fri 9/20 & Mon 9/23pages 80-86… … Handout: True cost of ownership
Tues 9/24/24Continue chapter 4.. Video 2.5 (14–p.87 ) and 2.6 (13–p.88)
Weds 9/25/24pages 87-89.. Handout: Drive Free… Case Studies
Thurs 9/26/24continue chapter 4… videos 3.1 (9–p. 90) and 4.1 (13–p. 93)
Fri 9/27 & Mon 9/30 (FB)Fall Break