This is Dave Ramsey’s course on Foundations in Personal Finance for Homeschool. This course teaches students how to manage money wisely and make good financial decisions in life. The course includes chapters on: Saving, Budgeting, Debt, Life after High School, Consumer Awareness, Bargain Shopping, Investing and Retirement, Insurance, Money and Relationships, Careers and Taxes, and Giving.
(Scroll down for 1st, 2nd. and 3rd quarter assignments)
4th Quarter 2024-2025
| Fri 3/21 & Mon 3/24 (SB) | Spring Break |
| Tues 3/25/25 (C/C) | COLLEGE/CAREER DAY |
| Weds 3/26/25 | Chapter 10–Money and Relationships pp. 208-214… Handout: “Back Then” |
| Thurs 3/27/25 | Chapter 10–Money and Relationships Video 1.1 (13–212)… … Video 2.1 (11–214) + Online Ramsey Video…Handout: “Back Then.” |
| Fri 3/28 & Mon 3/31 | Chapter 10–Money and Relationships… pp. 215-221.. Handout: “Roommates and Money”… ..Review for test: Also: “Money in Review” and “Chapter Summary”… |
| Tues 4/1/25 | Chapter 10–REVIEW VIDEOS Money and Relationships Video 3.1 (9–215) + Online Ramsey Video… Handouts: “Roommates and Money” + “Case Studies” |
| Weds 4/2/25 | Catch up on all handouts PLUS Chapter Summary and Money in Review pages |
| Thurs 4/3/25 | TEST Chapter 10–Money and Relationships TEST |
| Fri 4/4 & Mon 4/7 | Catch up on all handouts PLUS Chapter Summary and Money in Review pages |
| Tues 4/8/25 | Chapter 11: Careers and Taxes… videos 1.1 (3…227), 1.2 (11… 229) …video 1.3 (10…230) + Online Ramsey Video |
| Weds 4/9/25 | Chapter 11: Careers and Taxes… pp. 222-227 |
| Thurs 4/10/25 | Chapter 11: Careers and Taxes: video 2.1 (9…233)…… … Online Dave Ramsey Video… Handout: Chapter 11 Case Studies |
| Fri 4/11 & Mon 4/14 | Activity: Case Studies |
| Tues 4/15/25 | Chapter 11: Careers and Taxes: video 3.1 (7…234)… Online Dave Ramsey Video… Handout: Chapter 11 Case Studies |
| Weds 4/16/25 | Catch up on all handouts PLUS Chapter Summary and Money in Review pages |
| Thurs 4/17/25 | Chapter 11: video 4.1 (13….236) and 4.2 (4… 237)…+Online Ramsey Video…Handout: Reading a Paystub |
| Fri 4/18 & Mon 4/21 (EASTER) | Home Enrichment |
| Tues 4/22/25 TNT | Terra Nova |
| Weds 4/23/25 TNT | Terra Nova |
| Thurs 4/24/25 | Chapter 11 video 4.3 (11… 238)…. +Online Ramsey Video… Handout: Filing your taxes” |
| Fri 4/25 & Mon 4/28 | Activity: Reading a paystub, Case Sudies |
| Tues 4/29/25 | Chapter 11 video 4.4 (8… 240)… +Online Ramsey Video… Chapter Summary and Money in Review… |
| Weds 4/30/25 | Activity: Filing Your Taxes |
| Thurs 5/1/25 | Chapter 11 Test |
| Fri 5/3224 & Mon 5/5 | Catch up on all handouts PLUS Chapter Summary and Money in Review pages |
| Tues 5/6/25 | Chapter 12: Giving… Video 1.1 (5…254)… Handout: Research Charitable Organizations |
| Weds 5/7/25 | Chapter 12: Giving…pp. 250-257… Handout: Research Charitable Organizations |
| Thurs 5/8/25 | Chapter 12: Giving… Video 2.1 (10…258)… Handout: Case Studies |
| Fri 5/9 & Mon 5/12 | Chapter 12 Giving… pp. 258-260 …Handout: Case Studies |
| Tues 5/13/25 | Chapter 12 Giving… Video 3.1 (14… 261)… & 4.1 (12…. 263) |
| Weds 5/14/25 | Chapter 12 Giving… pp. 261-262…… pp. 263-265…. Chapter Summary, Money in Review |
| Thurs 5/15/25 | Chapter 12 TEST |
| Fri 5/16 & Mon 5/19 | Catch up on all handouts PLUS Chapter Summary and Money in Review pages |
| Tues 5/20/25 (LDC) | LAST DAY OF SCHOOL |
3rd Quarter 2024-2025
| Tues 1/7/24 | Chapter 7 (Bargain Shopping)… Video 2.4 (7-151) Video 3.1 (11-153) |
| Weds 1/8/25 | Chapter 7 (Bargain Shopping)… pp. 142-148 Handouts: Food for Thought + Computing Discounts + Case Studies +Double Discounts |
| Thurs 1/9/25 | Chapter 7 Test |
| Fri 1/10 & Mon 1/13 | Catch up all assignments |
| Tues 1/14/25 | Chapter 8 (Investing)…. Video 1.1 (14-164)… … . Video 1.2 (12-165) .. .. (+Dave Ramsey Video) and Handout: Reading a Prospectus |
| Weds 1/15/25 | pp. 160-166… .. |
| Thurs 1/16/25 | Chapter 8 (Investments) .. Video .2.1 (14-167)… … 2.2 (14-169).. (+Dave Ramsey Video) HANDOUT: Investments Compared |
| Fri 1/18 & Mon 1/20 (HE) | Handout: Reading a Prospectus…. … (Mon 20th = MLK–Home Enrichment) |
| Tues 1/21/25 | Chapter 8 (Investing)…2.3 (15-171) and (+Dave Ramsey Video) … |
| Weds 1/22/25 | .pp. 169-170… Investments Compared (Handout)… |
| Thurs 1/23/25 | NO SCHOOL–(ICE/HEAT ISSUES) |
| Fri 1/24 & Mon 1/27 | |
| Tues 1/28/25 | Chapter 8 (Investing)…3.1 (13-176)..(+Dave Ramsey Video) Handout: Case Studies |
| Weds 1/29/25 | pp. 171-175… Investments Compared… |
| Thurs 1/30/25 | Chapter 8 Test |
| Fri 1/31 & Mon 2/3 | Friday: Chapter 8 Chapter Summary and Money in Review (pp. 180-183)… pp. 176-179 + Case Studies (Handouts)… … … |
| Tues 2/4/25 | Chapter 9 (Insurance)… 1.1 (8…188)….. 2.1 (8… 191)… .(+Dave Ramsey Video) |
| Weds 2/5/25 | pp. 194-194 (protecting your wealth + types of coverage) |
| Thurs 2/6/25 | Chapter 9 (Insurance)… 2.2 (10… 195)… .(+Dave Ramsey Video) |
| Fri 2/7 & Mon 2/10 | pp. 195-197 (Health Iinsurance + Long Term Care) |
| Tues 2/11/25 | Chapter 9 (Insurance)… . . 2.3 (7… 197)… .(+Dave Ramsey Video) |
| Weds 2/12/25 | pp. 198-199 (Disability–Identity Theft protection)… … |
| Thurs 2/13/25 | Chapter 9 (Insurance)… . 2.4 (13… 198) .(+Dave Ramsey Video)Handout: Which Ins Policies needed? + Case Studies |
| Fri 2/14 & Mon 2/17 (HE) | MONDAY HOME ENRICHMENT |
| Tues 2/18/25 | Chapter 9 (Insurance)… . 3.1 (10…200)… .(+Dave Ramsey Video)Handout: What’s with the will? |
| Weds 2/19/25 | pp. 200-201…Handouts: Auto Liability + Which Insurance Policies needed? pp. 202-203… Case Studies…. pp. 204-207 (Chapter Summary + Money in Review)… |
| Thurs 2/20/25 | NO SCHOOL– (WEATHER/SICKNESS) |
| Fri 2/21 & Mon 2/24 | Catch up on all assignments |
| Tues 2/25/25 | Chapter 9 video 4.1 (7–202) (+Dave Ramsey Video) |
| Weds 2/26/25 | pp. 204-207 (Chapter Summary + Money in Review)… Handout: What’s with the will?.. |
| Thurs 2/27/25 | Chapter 9 test |
| Fri 2/28 & Mon 3/3 (SB) | Catch up on all assignments |
| Tues 3/4/25 | Chapter 10–Money and Relationships Video 1.1 (13–212) + Online Ramsey Video… HANDOUTS: “Back Then” + “Roommates and Money” + “Case Studies” |
| Weds 3/5/25 | Chapter 10–Money and Relationships pp. 208-214… Handout: “Back Then” |
| Thurs 3/6/25 | Chapter 10–Money and Relationships Video 2.1 (11–214) + Online Ramsey Video…Handout: “Back Then.” |
| Fri 3/7 & Mon 3/10 (SB) | Catch up on all assignments |
| Tues 3/11/25 (SB) | Spring Break |
2nd Quarter 2024-25
| Fri 10/11 & Mon 10/14 (FB) | Fall Break |
| Tues 10/15/24 | Video: Why I am a Young Earth Creationist |
| Weds 10/16/24 | Catch up on all assignments |
| Thurs 10/17/24 | continue chapter 4… REWATCH videos 3.1 (9–p. 90) and 4.1 (13–p. 93) |
| Fri 10/18 & Mon 10/21 | pages 90-99… Chapter Summary and Money in Review at end of Chapter 4 |
| Tues 10/22/24 | Test over Chapter 4 |
| Weds 10/23/24 | Catch up all assignments |
| Thurs 10/24/24 | Chapter 5 Video 1.1 (7–p.104) and 1.2 (10–p.106) Handout: The Student Loan Myth |
| Fri 10/25 & Mon 10/28 | Handout: The Student Loan Myth… : Cost of Living Calculator + Cases Studies… Chapter 5 (Life after High School)… pp. 104-111 |
| Tues 10/29/24 | video 2.1 (6–p.108) video 3.1 (10–p.110) Handout: Cost of Living Calculator + Case Studies |
| Weds 10/30/24 (TWD) | Handout: The Student Loan Myth… : Cost of Living Calculator + Cases Studies… Chapter 5 (Life after High School)… pp. 104-111 |
| Thurs 10/31/24 (TWD) | TEACHER WORK DAY |
| Fri 11/1 & Mon 11/4 | Finish up all assignments |
| Tues 11/5/24 | Chapter 5 (Life after High School)…Videos 3.2 (7–p.112) and 4.1 (10–118) |
| Weds 11/6/24 | Finish Chapter 5… Money in Review and Chapter Summary… Plus review for test over Chapter 5 (Life after High School)… |
| Thurs 11/7/24 | TEST: Chapter 5 (Life after High School) |
| Fri 11/8 & Mon 11/11 | Finish up all assignments |
| Tues 11/12/24 | Chapter 6 (Consumer Awareness)… Video 1.1 (7)(130)… Video 1.2 (10)(132)… |
| Weds 11/13/24 | Chapter 6 (Consumer Awareness) pp. 130-133… |
| Thurs 11/14/24 | Chapter 6 (Consumer Awareness) Video 1.3 (10)(133)…Video 1.4 (9)(134)… . Handouts: The Cost of Cool… Impact of Daily Decisions |
| Fri 11/15 & Mon 11/18 | Chapter 6 (Consumer Awareness) pp. 134-135… Handouts: The Cost of Cool + the Impact of Daily Decisions |
| Tues 11/19/24 | Chapter 6 (Consumer Awareness) Video 3.1 (14)(136)… Video 2.1 (9)(135)….. Handout: Case Studies.. |
| Weds 11/20/24 | Handout: Cast Studies…Chapter Summary (p. 138) and Money in Review (p. 140)… Review for Chapter 6 test |
| Thurs 11/21/24 | Chapter 6 (Consumer Awareness) Test |
| Fri 11/22 & Mon 11/25 | Catch up all assignments |
| Tues 11/26/24 | Chapter 7 (Bargain Shopping)… Videos 1.1 (7–146) and 2.1 (12-148)… Handout: Food for Thought + Computing Discounts + Case Studies +Double Discounts |
| Weds 11/27/24 (TG) | THANKSGIVING |
| Thurs 11/28/24 (TG) | THANKSGIVING |
| Fri 11/29 & Mon 12/2 (TG) | THANKSGIVING |
| Tues 12/3/24 | Chapter 7 (Bargain Shopping)… video 2.2 (15-149) video 2.3 (10-150) |
| Weds 12/4/24 | Chapter 7 (Bargain Shopping)… pp. 142-148 Handouts: Food for Thought + Computing Discounts + Case Studies +Double Discounts |
| Thurs 12/5/24 | Chapter 7 (Bargain Shopping)… Video 2.4 (7-151) Video 3.1 (11-153) |
| Fri 12/6 & Mon 12/9 | Chapter 7 (Bargain Shopping)… pp. 142-148 Handouts: Food for Thought + Computing Discounts + Case Studies +Double Discounts |
| Tues 12/10/24 | Chapter 7 Test |
| Weds 12/11/24 | Catch up all assignments |
| Thurs 12/12/24 (HD) | Half day |
| Fri 12/13 & Mon 12/16 (CB) | Christmas Break |
1st Quarter 2024-25
| Thurs 8/8/24 | Introduction… Getting started Video (3 min). “Before you Begin–p.10” Video 1.1 (13 min)-students fill in blanks p. 13…. … Video 2.1 (15 min pp. 16, 19) |
| Fri 8/9 & Mon 8/12 | Read and discuss pp. 1-11. Do parent interview (private–DON’T turn in) (use handout)… … read and discuss pp. 16-19. Do journal section p. 20. Handout: History of Credit in America |
| Tues 8/13/24 | Video 3.1 (14 min. pp. 20, 21, 23) |
| Weds 8/14/24 | Read and discuss: pp. 20-23, Handout (What is Personal Finance?)… Complete Chapter Summary and Money in Review (pp. 24-27) Handout: Case Studies |
| Thurs 8/15/24 | Chapter 1 test.. explore foundationsU.com |
| Fri 8/16 & Mon 8/19 | explore foundationsu.com (Live from FPP, Budget Builder, Money Personality Quiz, etc.) |
| Tues 8/20/24 | (Check Chap 1 money in review and chapter summary… Chapter 2 (Savings) p. 30… Video 1.1 (15 min) fill ins p. 32, 34 |
| Weds 8/21/24 | Read and discuss pp. 28-35… continue to explore foundationsu.com (Live from FPP, Budget Builder, Sinking Fund Tool, Investing calculator) |
| Thurs 8/22/24 | Video 2.1 (9 min) p. 36… video 2.2 (11 min) p. 37-38… |
| Fri 8/23 & Mon 8/26 | Handouts: Savings by Nation, Sinking Fund Savings… Foundations U.com (Budget Builder) |
| Tues 8/27/24 | Video 2.3 (7 min) p. 39.. … Video 3.1 (13 min) |
| Weds 8/28/24 | Handout: Savings, A Way to Build Wealth… Case Studies… Complete Chapter summary (pp. 44-45) and Money in Review (pp. 46-47)… FoundationsU.com (Sinking Fund Tool, Investing Calculator) |
| Thurs 8/29/24 | Test over Unit 2 (Savings)… |
| Fri 8/30 & Mon 9/2(HE) | pp. 48-51 |
| Tues 9/3/24 | Introduce Unit 3 (Budgeting)… “Before you begin” (p. 50)… Videos: 1.1 p. 52 (10 minutes)… 1.2 (6 min)… 2.1 (8 min)… |
| Weds 9/4/24 | pp. 55-60… Handout: “How to manage Checking Acct.” |
| Thurs 9/5/24 | Videos: 3.1 (8- p. 61) and 3.2 (13- p. 64) |
| Fri 9/6 & Mon 9/9 | pp. 61-67… … Handouts: Student Budget and Chapter 3 Case Studies… Chapter 3: money in review and chapter summary (pp. 68-71)… … …. Review for Chapter 3 test… MONDAY: HOME ENRICHMENT |
| Tues 9/10/24 | Chapter 3 Test… Introduction to Chapter 4 (Debt) |
| Weds 9/11/24 | pp. 74-75 |
| Thurs 9/12/24 | Chapter 4 (Debt):Video 1.1: (13–p.76) and Video 1.2: (12–p. 78) |
| Fri 9/13 & Mon 9/16 | pages 74-79 |
| Tues 9/17/24 | Continue Chapter 4 (debt)… Videos 2.1 (12–p. 79) and 2.2 (8–p. 82) |
| Weds 9/18/24 | Handout: The Hidden Cost of Credit |
| Thurs 9/19/24 | Continue Chapter 4 (debt)… Video 2.3 (13–p. 84) debunking credit myths (part 2)… Video 2.4 (9–p. 85)…. |
| Fri 9/20 & Mon 9/23 | pages 80-86… … Handout: True cost of ownership |
| Tues 9/24/24 | Continue chapter 4.. Video 2.5 (14–p.87 ) and 2.6 (13–p.88) |
| Weds 9/25/24 | pages 87-89.. Handout: Drive Free… Case Studies |
| Thurs 9/26/24 | continue chapter 4… videos 3.1 (9–p. 90) and 4.1 (13–p. 93) |
| Fri 9/27 & Mon 9/30 (FB) | Fall Break |