Personal Finance (Dave Ramsey) 2024-25

This is Dave Ramsey’s course on Foundations in Personal Finance for Homeschool. This course teaches students how to manage money wisely and make good financial decisions in life. The course includes chapters on: Saving, Budgeting, Debt, Life after High School, Consumer Awareness, Bargain Shopping, Investing and Retirement, Insurance, Money and Relationships, Careers and Taxes, and Giving.

(Scroll down for 1st quarter assignments)

2nd Quarter 2024-25

Fri 10/11 & Mon 10/14 (FB)Fall Break
Tues 10/15/24Video: Why I am a Young Earth Creationist
Weds 10/16/24Catch up on all assignments
Thurs 10/17/24continue chapter 4… REWATCH videos 3.1 (9–p. 90) and 4.1 (13–p. 93)
Fri 10/18 & Mon 10/21pages 90-99… Chapter Summary and Money in Review at end of Chapter 4
Tues 10/22/24Test over Chapter 4
Weds 10/23/24Catch up all assignments
Thurs 10/24/24Chapter 5 Video 1.1 (7–p.104) and 1.2 (10–p.106) Handout: The Student Loan Myth
Fri 10/25 & Mon 10/28Handout: The Student Loan Myth… : Cost of Living Calculator + Cases Studies… Chapter 5 (Life after High School)… pp. 104-111
Tues 10/29/24video 2.1 (6–p.108) video 3.1 (10–p.110) Handout: Cost of Living Calculator + Case Studies
Weds 10/30/24 (TWD)Handout: The Student Loan Myth… : Cost of Living Calculator + Cases Studies… Chapter 5 (Life after High School)… pp. 104-111
Thurs 10/31/24 (TWD)TEACHER WORK DAY
Fri 11/1 & Mon 11/4Finish up all assignments
Tues 11/5/24Chapter 5 (Life after High School)…Videos 3.2 (7–p.112) and 4.1 (10–118)
Weds 11/6/24Finish Chapter 5… Money in Review and Chapter Summary… Plus review for test over Chapter 5 (Life after High School)…
Thurs 11/7/24TEST: Chapter 5 (Life after High School)
Fri 11/8 & Mon 11/11Finish up all assignments
Tues 11/12/24Chapter 6 (Consumer Awareness)… Video 1.1 (7)(130)… Video 1.2 (10)(132)…
Weds 11/13/24Chapter 6 (Consumer Awareness) pp. 130-133…
Thurs 11/14/24Chapter 6 (Consumer Awareness) Video 1.3 (10)(133)…Video 1.4 (9)(134)… . Handouts: The Cost of Cool… Impact of Daily Decisions
Fri 11/15 & Mon 11/18Chapter 6 (Consumer Awareness) pp. 134-135… Handouts: The Cost of Cool + the Impact of Daily Decisions
Tues 11/19/24Chapter 6 (Consumer Awareness) Video 3.1 (14)(136)… Video 2.1 (9)(135)….. Handout: Case Studies..
Weds 11/20/24Handout: Cast Studies…Chapter Summary (p. 138) and Money in Review (p. 140)… Review for Chapter 6 test
Thurs 11/21/24Chapter 6 (Consumer Awareness) Test
Fri 11/22 & Mon 11/25Catch up all assignments
Tues 11/26/24Chapter 7 (Bargain Shopping)… Videos 1.1 (7–146) and 2.1 (12-148)… Handout: Food for Thought + Computing Discounts + Case Studies +Double Discounts
Weds 11/27/24 (TG)THANKSGIVING
Thurs 11/28/24 (TG)THANKSGIVING
Fri 11/29 & Mon 12/2 (TG)THANKSGIVING
Tues 12/3/24Chapter 7 (Bargain Shopping)… video 2.2 (15-149) video 2.3 (10-150)
Weds 12/4/24Chapter 7 (Bargain Shopping)… pp. 142-148 Handouts: Food for Thought + Computing Discounts + Case Studies +Double Discounts
Thurs 12/5/24Chapter 7 (Bargain Shopping)… Video 2.4 (7-151) Video 3.1 (11-153)
Fri 12/6 & Mon 12/9Chapter 7 (Bargain Shopping)… pp. 142-148 Handouts: Food for Thought + Computing Discounts + Case Studies +Double Discounts
Tues 12/10/24Chapter 7 Test
Weds 12/11/24Catch up all assignments
Thurs 12/12/24 (HD)Half day
Fri 12/13 & Mon 12/16 (CB)Christmas Break

1st Quarter 2024-25

Thurs 8/8/24Introduction… Getting started Video (3 min). “Before you Begin–p.10” Video 1.1 (13 min)-students fill in blanks p. 13…. … Video 2.1 (15 min pp. 16, 19)
Fri 8/9 & Mon 8/12Read and discuss pp. 1-11. Do parent interview (private–DON’T turn in) (use handout)… … read and discuss pp. 16-19. Do journal section p. 20. Handout: History of Credit in America
Tues 8/13/24Video 3.1 (14 min. pp. 20, 21, 23)
Weds 8/14/24Read and discuss: pp. 20-23, Handout (What is Personal Finance?)… Complete Chapter Summary and Money in Review (pp. 24-27) Handout: Case Studies
Thurs 8/15/24Chapter 1 test.. explore foundationsU.com
Fri 8/16 & Mon 8/19explore foundationsu.com (Live from FPP, Budget Builder, Money Personality Quiz, etc.)
Tues 8/20/24(Check Chap 1 money in review and chapter summary… Chapter 2 (Savings) p. 30… Video 1.1 (15 min) fill ins p. 32, 34
Weds 8/21/24Read and discuss pp. 28-35… continue to explore foundationsu.com (Live from FPP, Budget Builder, Sinking Fund Tool, Investing calculator)
Thurs 8/22/24Video 2.1 (9 min) p. 36… video 2.2 (11 min) p. 37-38…
Fri 8/23 & Mon 8/26Handouts: Savings by Nation, Sinking Fund Savings… Foundations U.com (Budget Builder)
Tues 8/27/24Video 2.3 (7 min) p. 39.. … Video 3.1 (13 min)
Weds 8/28/24Handout: Savings, A Way to Build Wealth… Case Studies… Complete Chapter summary (pp. 44-45) and Money in Review (pp. 46-47)… FoundationsU.com (Sinking Fund Tool, Investing Calculator)
Thurs 8/29/24Test over Unit 2 (Savings)…
Fri 8/30 & Mon 9/2(HE)pp. 48-51
Tues 9/3/24Introduce Unit 3 (Budgeting)… “Before you begin” (p. 50)… Videos: 1.1 p. 52 (10 minutes)… 1.2 (6 min)… 2.1 (8 min)…
Weds 9/4/24pp. 55-60… Handout: “How to manage Checking Acct.”
Thurs 9/5/24Videos: 3.1 (8- p. 61) and 3.2 (13- p. 64)
Fri 9/6 & Mon 9/9pp. 61-67… … Handouts: Student Budget and Chapter 3 Case Studies… Chapter 3: money in review and chapter summary (pp. 68-71)… … …. Review for Chapter 3 test… MONDAY: HOME ENRICHMENT
Tues 9/10/24Chapter 3 Test… Introduction to Chapter 4 (Debt)
Weds 9/11/24pp. 74-75
Thurs 9/12/24Chapter 4 (Debt):Video 1.1: (13–p.76) and Video 1.2: (12–p. 78)
Fri 9/13 & Mon 9/16pages 74-79
Tues 9/17/24Continue Chapter 4 (debt)… Videos 2.1 (12–p. 79) and 2.2 (8–p. 82)
Weds 9/18/24Handout: The Hidden Cost of Credit
Thurs 9/19/24Continue Chapter 4 (debt)… Video 2.3 (13–p. 84) debunking credit myths (part 2)… Video 2.4 (9–p. 85)….
Fri 9/20 & Mon 9/23pages 80-86… … Handout: True cost of ownership
Tues 9/24/24Continue chapter 4.. Video 2.5 (14–p.87 ) and 2.6 (13–p.88)
Weds 9/25/24pages 87-89.. Handout: Drive Free… Case Studies
Thurs 9/26/24continue chapter 4… videos 3.1 (9–p. 90) and 4.1 (13–p. 93)
Fri 9/27 & Mon 9/30 (FB)Fall Break